Terms of Use

Last updated [launch date]

These terms are an agreement between you and GSDS Insurance Inc. ("we"), which operates InsureLicense at insurelicense.ca. By creating an account or buying the course, you agree to them.

What you're buying

One purchase gives one person access to the full InsureLicense course for 6 months from the date of payment. Access ends automatically at the end of that period. There is no subscription and no automatic renewal.

Your account

• Your account is for you alone. Don't share your sign-in or let anyone else use your account.
• You can be signed in on one device at a time. Signing in on another device signs out the previous one.
• Keep your password private and tell us right away if you think someone else has used your account.

What you may not do

• Copy, record, screenshot for sharing, download in bulk, scrape, publish, sell or otherwise distribute any course content, including questions, answers, explanations and chapters.
• Use scripts, bots or other automated tools to access the course.
• Try to get around the access, device or rate limits.

Course content contains marks that identify the account it was shown to. If we have reasonable grounds to believe you have broken these rules, we may suspend or end your access without a refund, and we may take other steps to protect our content.

About the content

• InsureLicense is not affiliated with or endorsed by the Registered Insurance Brokers of Ontario (RIBO) or any regulator.
• Questions are original practice questions. They are not questions from any actual RIBO exam.
• The course is study material only. It is not legal, insurance or professional advice, and it doesn't guarantee that you will pass any exam.
• We work to keep the content accurate and current, but laws, forms and exam requirements change. Always check official sources for anything you rely on.

Refunds

Refunds follow our Refund Policy.

Ownership

All course content belongs to GSDS Insurance Inc.. Your purchase gives you a personal, non-transferable licence to use it for your own study during your access period.

Liability

To the extent the law allows, our total liability to you for any claim related to the course is limited to the amount you paid for it.

Changes and contact

We may update these terms. We'll post the new version here with its date, and material changes won't reduce access you've already paid for. These terms are governed by the laws of Ontario and the federal laws of Canada that apply there. Questions: support@insurelicense.ca.